I NEED A VACATION – DO YOU?

March 9th, 2010 by Sharon Wegscheider-Cruse | No Comments | Filed in Realizing Dreams & Setting Goals

When the weather changes from one season to another, its makes me want to take a vacation. Winter is giving way to Spring where I live and it makes me want to refresh and renew.  That includes travel. Many of my evenings are spent studying cruise books, looking at  train ride brochures that show me how fun it would be to cross Canada by rail.  The big island of Hawaii calls me back to see how much land has been created by flowing lava. Of course, I want to spend time in one of my favorite places – Italy.

Because of commitments, I cannot plan a vacation for a few months. So I am doing the next best thing.  I am taking vacations in my head, my heart & soul.  I am choosing my top five destinations. I have been to all of them, so I have memories, photos and feelings.   New Zealand, Italy, Egypt, Hawaii and Easter Island.

I will plan a week in each of them.  I will bring out old movies and photos and revisit. Next will be preparing food from these areas and having a dinner party with friends to share these jewels from my memory bank.  I will find music that brings back even more memories.

When we can’t have what we want, we can still want what we have.  In postponing being able to take the trip I would like to take, there are many ways to enjoy my time at home.  When we need to postpone, here are some tips that will help:

…..Call on friends.  Share that you would like to spend some special time with them and have a “vacation at home”.  You might be surprised at how many clever ideas they might come up with.  They too, might like to have a vacation party.

…..Be especially kind to yourself for a few days.  Indulge yourself by baking brownies, taking long bubble baths, renting fun movies.  Remind yourself that you are on a “home vacation”.

…..Feed your soul.  Read a good book, take a half hour a day to meditate. Buy small indulgences like  a candle or  a great salad.  Take a walk.

…..A wise person once  said that whenever something didn’t work out as she had wanted, , usually something better would take its place. Disappointments and postponements  are often overshadowed by something grander and something that would have been missed if you had your first choice.

…..No matter where you live, chances are there is something in your area that you haven’t done. A certain museum, a different restaurant, a farmer’s market, a swap meet, a section of the library, a concert, a local community theater etc.

By the time you take your dream vacation when the time is right, you will have a storehouse of memories of times that were interesting and fun. As I finish this blog, I feel like I have been on a mini-vacation.  Enjoy yours!

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Worried About Money – We All Do!

March 2nd, 2010 by Sharon Wegscheider-Cruse | No Comments | Filed in Money & Financial Tips

A friend called me this week and wanted me to come visit as she was quite upset about something.  My imagination started working overtime as I thought about her family, her job, her health and a dozen other concerns she might want to share with me.  Through her tears, she told me how she was deeply in debt for the first time in her life.

Her lifetime goals included being financially independent for herself and able to share her comfort level with her children and family.  She has worked hard for many years (following the death of her husband) and thought she was nearing this goal.

Then the current times began to impact her life.  She became caught in a corporate downsizing and her job of 17 years was gone (along with her health insurance).  The stocks she had bought stopped giving her the income she thought she was going to have.  An unexpected illness further drained her resources.  She was just short of panic and did not want to tell her family of her fears.

In these times of economic uncertainty, worries about money abound for many women.  Home prices have fallen, the stock market is erratic, net worth and savings are decreasing and inflation is growing. Nice lunches have moved to fast food and for many, home lunches are the way to go.  There are many hard decisions to make and even harder to implement.

The secret to learning to live well on less money is to figure out your priorities and put your money there first.  Do you want to work or stay home with children? Do you want to take a trip to Italy or paint the house? Do you want the latest clothes fashion or pay off your credit card?  Its all about decisions.  When you truly feel like you are following “your choices and goals”, then it is easier to find the ability to make the choices you want to make”.

One place to cut back is on the trend toward having every technology that is available. Be sure you are using everything you are paying for. Don’t sign up for a cable or phone program that sounds fantastic, but at some level, you know you won’t use it. Keep only what you are using and stay current on less expensive ways to get what you really want and need.

Other tips:

See fewer movies. Borrow DVD’s from the library or subscribe to Netflicks.

Eat lunch out less often and carry lunch. Eat dinner out less often and experiment with good food at home.

Do some manicures and pedicures at home and splurge at the salon once in a while.

Shop at chain stores and fewer specialty shops.

I don’t even like to think about it, but find ways to enjoy coffee at home and order a few less “coffees out”.  Ouch – that one hurts!

However, if you choose just one of the ideas above, you will save significant dollars.

NO PESSIMIST EVER DISCOVERED THE SECRET OF THE STARS, OR SAILED TO AN UNCHARTERED LAND, OR OPENED A NEW HEAVEN TO THE HUMAN SPIRIT.  Helen Keller

You can do it!

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Success Is Where Opportunity Meets Preparation

February 26th, 2010 by Sharon Wegscheider-Cruse | No Comments | Filed in Realizing Dreams & Setting Goals

My friend Peter Alsop sings a wonderful song called “No One Knows For Sure”.  Its a song of hope, faith, trust and courage.  I have used it in many of  my workshops.

We all face times when we need to go forward with some kind of decision or action even though its not very clear as to what the results are going to be. My learning in every situation is to be prepared as possible for an event or happening and then trust that opportunities will present themselves and all the preparation will pay off when the opportunity happens.  Remember the song “High Hopes” by Frank Sinatra?  The lyrics suggest an ant can’t move a rubber tree plant and then lo and behold the lyrics say “Opps, there goes another rubber tree plant”.  Could having “high hopes” be the secret of success.  Maybe, maybe not, but they sure help.

Think about the qualities of people that become successful.  For me, the words that come to me are resilience, ability to cope with change, focus, optimism, courage and perseverance.  They all contribute to high hopes.  Yet, the main quality that I see that contributes to success is self-confidence.  Self confidence builds on itself.  With each successful event or happening confidence builds.  As confidence builds,  an attitude of “I can do it” becomes part of who we are.  As we feel  more confident and powerful, it becomes easier to ask for help.  Whether we ask for help from family,  co-workers and friends, we find people who will help us reach our goals.

We can choose to be pro-active rather than passive.  We can choose to focus instead of running from one idea or project  to another.  Learning to be where you are at any given time and not spreading ourselves around too thin in many areas is a big part of success.  Choosing a “one day at a time” focus promotes health and strength.  Be where you are wherever you are and finish a thought, event or project before moving on to another. You either are going to be in the middle of your life or you are going to live on the edges of it, never fully experiencing the joy and fulfillment of any event.

There is a process that happens whenever we grow. All growth involves change.  All change means a gain (going forward) and a loss (leaving something behind). .  This is what the process includes:

……. There is a surrendering to a truth of some kind, (need for a divorce, relationship change, job change, geographic change, health challenge, career changes, financial changes etc.

………It  becomes important to let go of something or someone.  We take a good look at a situation and are willing to make changes and choices and let go of something that has meant something to us.

………Those that are successful in handling  change well have chosen a “family of choice” and built a system around them that offers support unconditionally. Someone once said that people are the answer (from our Higher Power or God) to our prayers.   Building this system is a big party of the preparation to meet the challenge of opportunities.

………Risk taking becomes a comfortable way of living.  With an attitude of confidence, a willingness to deal with loss and a support system, one can take risks much more comfortably.  Helen Keller tells us “life is a daring adventure or nothing at all”.

………. People who bring themselves to this point are able to “lighten up” and life becomes more of a learning and adventure than a process of always trying to navigate trauma and problems.  Day to day living becomes something to anticipate and look forward to.  People learn to realize that every change is a mini-loss and a mini- gain and lose their fear of change.

WITHOUT LEAPS OF IMAGINATION OR DREAMING, WE LOSE THE EXCITEMENT OF POSSIBILITIES.   DREAMING, AFTER ALL, IS A FORM OF PLANNING.  Anonymous

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